Authors Posts by Dave Zundel

Authored by Dave Zundel, Co-Founder of HomeLovers and active real estate investor At age 40, Dave Zundel had accumulated an investment portfolio of 15 homes and retired as a successful CEO for a Phoenix company, where he drove aggressive growth from 300 homes under management to nearly 2000 homes. After nurturing an idea for a dramatically improved property management model, he co-launched HomeLovers, which is now one of the fastest growing real estate investment and property management companies in Arizona. He can be reached via his blog at


HomeLovers LLC
18205 N 51st AVE, Suite 121
Glendale AZ 85308

Main Office: 602-792-5333
Fax: 602-297-6910

Mortgage Interest Rates Hit New Low: How Does This Impact Investors?

Phoenix, AZ - December 23, 2009 - (RealEstateRama) -- Long-term mortgage rates fell to a new low in December, according to the Phoenix Business Journal, with a 30-year fixed-rate mortgage averaging 4.71 percent, the lowest rate since at least 1971, when Freddie Mac started keeping track. While this is excellent news, it is important for investors to remember that much like credit cards, an interest rate is heavily dependent on the borrower's credit history. According to Ron Kuhn, Senior Mortgage Planner at AmeriFirst Financial, investors often mistakenly believe that all interest rates are equal from borrower to borrower; however, it is much more involved that just a current rate quote. Most are locking in rates that fall between 4.875% and 5.125% due to factors such as loan size, property type, Loan to Value (LTV) and credit scores


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